Savings, built on trust.
Ramsun Chits Private Limited runs chit funds that let people save together and borrow when it matters, with simple rules, clear numbers and a name families have learned to trust.
Ramsun Chits at a glance
Chit Funds.
Disciplined saving
A fixed monthly subscription builds a habit of saving without effort.
Ready when you need it
Win the auction and access the prize amount for a wedding, a house, a business or an emergency.
Transparent process
Open auctions, clear dividends and documented terms.
Community strength
Members save together, and everyone benefits from the group.
How a chit works
Tap a step to follow one chit cycle from joining to payout.
Try a chit calculator
An indicative illustration of subscription, prize and dividend. Actual terms follow your chit agreement and the Chit Funds Act, 1982.
Illustration assumes a 5% foreman commission and the balance of the discount shared equally as dividend.
Simple from start to finish
Join
Choose a chit group that suits your goals.
Save
Pay the monthly subscription.
Auction
Bid when you need the funds early.
Receive
Collect the prize or enjoy the dividend.
Meet the team
The people behind Ramsun Chits — the faces you meet at the counter, on the phone and in the field.
More from the group
Eight companies, one standard of service. Jump to any of them.
Talk to Ramsun Chits.
Visit our own website for the latest updates, or explore the rest of the ARMS family.